What would you do?

[Vytautas]

You say the student loans have an average interest of 5.5%, which I assume means there are lower and higher ones (maybe not a big variation). Given the size of these loans, I don't think tackling just one to get it out of the way is a very viable option.

I also didn't see any word of an emergency fun, which is what you should set up before trying to tackle the rest. After you have an emergency fund set up you should just continue paying extra on the mortgage like you have been and start paying off the loans now that you will have to soon anyway. Due to the current state of the economy I wouldn't recommend investments over repaying those loans because paying off 5.5% interest is likely going to get you a higher return in the end.

[JourneyCC]

Scanner, oooohhhh those were fighting statements (laughing)

As a female who became a RN instead of MD solely based on the reality of wanting to raise my own children instead of raising residents, I agree with you...........to a point.

People should be whatever they wish to be........here's the clincher, as long as they are realistic about how that role will affect their entire life. Then whatever decision is made is "golden".