Hello,
I have a couple of problems with my envelop budget
Well, one problem is that electricity and water came higher than expected. Also, the two credit cards I still have a balance with have increased their minimum payment amounts. about this, I will need to further cut on other things...right?
The other problem is that I built a monthly budget, but I don't receive all my money at the beginning of the month. So, as I allocate money to the multiple 'envelopes' my balance becomes red in a hurry.
How do you determine how to allocate the moneys so you don't overdraft from one paycheck to the other?
Thank you!
I have a couple of problems with my envelop budget
Well, one problem is that electricity and water came higher than expected. Also, the two credit cards I still have a balance with have increased their minimum payment amounts. about this, I will need to further cut on other things...right?
The other problem is that I built a monthly budget, but I don't receive all my money at the beginning of the month. So, as I allocate money to the multiple 'envelopes' my balance becomes red in a hurry.
How do you determine how to allocate the moneys so you don't overdraft from one paycheck to the other?
Thank you!
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