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Through careful financial practices I managed to earn $1,859.61 in interest within 2008. Many of the practices have been talked about here on this site as well as my blog. Discipline is a key factor in these processes but with the right frame of mind, a little time and patience it can be done.
For the record, I had:
$1,000 in my emergency fund
$10,000 in my Savings Deposit Program (10% APR)
$30,000 charged on interest free cc and saved in misc on line bank accounts.
$7000 in EE Bonds cashed in.
Opened a few bank accounts earning 125 on one, 75 on the other.
One or two ING Direct sign up bonuses.
That's it, now let's see what I can do for 2009.
Good luck and thanks for reading,
Ray
For the record, I had:
$1,000 in my emergency fund
$10,000 in my Savings Deposit Program (10% APR)
$30,000 charged on interest free cc and saved in misc on line bank accounts.
$7000 in EE Bonds cashed in.
Opened a few bank accounts earning 125 on one, 75 on the other.
One or two ING Direct sign up bonuses.
That's it, now let's see what I can do for 2009.
Good luck and thanks for reading,
Ray