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How much do you pay for car insurance?

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  • #46
    '01 Audi
    full coverage, 100k/300k/100k
    1000 deductible
    $413 per 6 months, multi-line discount.

    Currently registered as a weekend only vehicle in a no fault state. My rates keep going up and up.

    Relative who lived in Philly paid $3k for a 4 yo Civic.

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    • #47
      06 Honda Odyssey (full coverage)
      95 Altima (collision only)

      $1524 yearly premium ($127 a month) both DW and I insured drivers through GEICO.
      Got debt?
      www.mo-moneyman.com

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      • #48
        2005 Chrysler 300C

        Esurance

        6 month payment of $830

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        • #49
          We do pay about $2000 per year on the following cars.

          2003 Toyota Corolla
          2005 Acura
          2006 Mercedes Benz

          We were actually paying twice this amount to another insurance company until our switch 5 months ago.

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          • #50
            Why pay so much on an insurance company when it can't even provide coverage on all important areas? In case, you are looking for a genuine insurance company, why not trust the experts. Inproagent hold a vast experience in offering insurance policies that cover all types of contingencies at the most affordable rates. I have personally got my home insured from Inproagent and I am currently living in a free state of mind.

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            • #51
              Right Coverage reduces Auto Insurance Premium

              Auto Insurance is a recurring monthly expense. So, any reduction in the cost of Auto Insurance would keep giving some extra bucks month after month. The price of Auto Insurance is determined by the coverage that are chosen. Most of the times, people are not aware about the right limits of coverage that have to be chosen for Auto Insurance. As a result, they end up paying a lot more than what they could have been paying with right coverage limits. Choosing right coverage ensures you get affordable Auto Insurance

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              • #52
                Tips to Choose Right Coverage Limits for Auto Insurance

                Auto Insurance is a recurring monthly expense. So, any reduction in the cost of Auto Insurance would keep giving some extra bucks month after month. The price of Auto Insurance is determined by the coverage that are chosen. Most of the times, people are not aware about the right limits of coverage that have to be chosen for Auto Insurance. As a result, they end up paying a lot more than what they could have been paying with right coverage limits. Choosing right coverage ensures you get affordable Auto Insurance

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                • #53
                  i pay $467 a year for 98 nissan pulsar

                  but remember i live in australia

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                  • #54
                    07 civic si.
                    full coverage $280/mo.

                    21 male says it all

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                    • #55
                      Originally posted by investingnoob View Post
                      07 civic si.
                      full coverage $280/mo.

                      21 male says it all
                      Yikes!! I'm a 23-yo guy with the same car/coverage, but my insurance is only $63/mo! Where do you live? Or have you been in an accident before? That's the highest I've EVER seen someone's insurance rate.... Or is that $280/6-mo? If it's really $280/mo, you probably should shop around.... I almost guarantee you can find better rates for yourself, even being the age we are.

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                      • #56
                        about 150 or so per month, 1 car, but I live in an area they consider to be more crime, and I get the high amount of coverage of 100,000/300,000/25,000 (or 50,000).

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                        • #57
                          Originally posted by nmboone View Post
                          Just wondering... Does anyone use myrate to track driving so insurance costs will be lower? It's a chip you plug into your car. People with progressive or gmac can sign up and it can lead to discounts. It sounds interesting, but I was just wondering if it can also lead to increases? If anyone has any good or bad stories about this myrate program let me know!
                          I haven't used that, but I just had a look and it looks useful.

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                          • #58
                            2000 Audi A4
                            2006 Yamaha Motorcycle

                            $160/month for full coverage, 1k deductable in MA

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                            • #59
                              We had been paying around $217 a month. We had 4 cars at that time, 01 Sunfire, 99 Century Buick, 89 Chevy Van and 98 Bonneville. Last two had no bank note, but the first two did and we had to have full coverage. We got a nice gift inheritance from DH FIL, and paid the bank off and dropped all to liability. OH, I should mention we have an <25 yr old driver.

                              We did drop to liability and I couldn't get the current insurance company to give me a quote for a 6 or 12 month policy (agent issues), so I went to Geico. In the middle of all this, we sold the Bonneville, and traded in the 89 van for a new 09 Honda. Has full coverage (even if the bank didn't own it). At the end of the day, we are paying $350 per 6 months. Compare that to the $217 PER month we had been paying.

                              It does pay to check on rates from time to time.

                              I had done a google search on home insurance and found out we were paying about twice the national average, so call to our insurance company and a few tweaks here and there, and we dropped that in half (saving around $800 a year).

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                              • #60
                                Originally posted by kork13 View Post
                                Yikes!! I'm a 23-yo guy with the same car/coverage, but my insurance is only $63/mo! Where do you live? Or have you been in an accident before? That's the highest I've EVER seen someone's insurance rate.... Or is that $280/6-mo? If it's really $280/mo, you probably should shop around.... I almost guarantee you can find better rates for yourself, even being the age we are.

                                Live in Washington state
                                I have been rear ended twice in the past 3 years. (not my fault)
                                One ticket for not stopping at a stop sign.

                                But I thought only violations and accidents effect the past 3 years.
                                If not I had negligent driving 2nd degree, wreckless driving tickets. back in like 04.

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