Thank You

[billchrz]

I just wanted to say thank you to everyone in this forum that have helped me this past year, especially Jim, Steve, and Maat55.

I will be starting 2009 in a MUCH better position thanks to those listed above and everyone else on this board. In 2008 we refinanced our house from 6.75% fixed to 5.35% fixed, paid off $12k of CC debt, paid off $8k of our car loan, maxed out our Roth contribution, increased my 401k contribution from 2% to 7%, and saved about $6k in cash. 2009 will begin with 0 cc debt, $5k left on the car loan (should be cleared in March), and a plan to fully fund the EF by the end of the year.

Thanks again everyone and I wish you all the best in 2009.

[disneysteve]

You are very welcome. You've accomplished a lot in a short time. That's fantastic. I'm very glad to have been of assistance.

Happy New Year to you, as well.

BTW, maat55's name is not Matt. It is Mark. m-a-a-t are the initials of his family members.

[jIM_Ohio]

You are welcome.

If possible, before April list what your 2007 tax #s were (AGI, taxable income, tax paid)
and list same for 2008 (AGI, taxable income and tax paid).

Because in doing all of the above I bet you also decreased the tax you paid too. More good news to come.

Have a happy 2009.

[disneysteve]

I bet you also decreased the tax you paid too.

And, of course, you paid a lot less in interest charges.

[jIM_Ohio]

And, of course, you paid a lot less in interest charges.

My primitive economic background suggest the interest charges kept more people employed than the taxes (even if the taxes paid were higher), but that is another debate for another day.

[maat55]

Thanks billchrz, I hope 2009 will be even better for you.