I just wanted to say thank you to everyone in this forum that have helped me this past year, especially Jim, Steve, and Maat55.
I will be starting 2009 in a MUCH better position thanks to those listed above and everyone else on this board. In 2008 we refinanced our house from 6.75% fixed to 5.35% fixed, paid off $12k of CC debt, paid off $8k of our car loan, maxed out our Roth contribution, increased my 401k contribution from 2% to 7%, and saved about $6k in cash. 2009 will begin with 0 cc debt, $5k left on the car loan (should be cleared in March), and a plan to fully fund the EF by the end of the year.
Thanks again everyone and I wish you all the best in 2009.
I will be starting 2009 in a MUCH better position thanks to those listed above and everyone else on this board. In 2008 we refinanced our house from 6.75% fixed to 5.35% fixed, paid off $12k of CC debt, paid off $8k of our car loan, maxed out our Roth contribution, increased my 401k contribution from 2% to 7%, and saved about $6k in cash. 2009 will begin with 0 cc debt, $5k left on the car loan (should be cleared in March), and a plan to fully fund the EF by the end of the year.
Thanks again everyone and I wish you all the best in 2009.
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