Balance Transfer Cards Question

[jerseyguy]

Just wondering if anyone has any insight on this. I've looked at bankrate.com and I do see 0% APR for 12 months (which is what I want) but all have a transfer fee. Does anyone know any that don't charge a fee but still have 0% APR. Yes, I'm looking for the best of both worlds. Thanks in advance.

[mrpaseo]

They are out there, you just have to read the fine print on all of them. They do not always offer this however, in this market, you might not see it at all. You could chose the one you want then call them and see if they will waiver the fee.

Ray

[noppenbd]

Check to see if the transfer fee is capped. Many times it is which can make the effective fee rate lower. For instance, my Chase card had a 3% fee with a max of $75.