Non-used credit card account closed by Chase

[TBH]

I also have a Chase card that I've had forever, longer than my other cards. I also keep it open for credit-history reasons. I used it a couple times a year to keep it active, but the problem is it backfired on me last month. I use it so seldom I'm not in the habit of paying it monthly, so I forgot to pay a $25 balance and had to pay a late fee and a small amount of interest. Dammit.

I am actually thinking of shopping for a mortgage in the next year, so I need to be careful. I think my credit is good, but I rarely check the score. Gonna try to do it this weekend.

[MoneyTrev]

This is to be expected. After all, which bank wants inactive accounts?

[pearlieq]

This happened to me as well. I had been keeping it open because it was one of my oldest accounts, but they decided to close it for me.

It sat inactive for 6+ years while I used other cards, including other Chase cards. So this was a pretty sudden decision for them. Normally they practically beg you to use the line, take line extensions, use the convenience checks, etc. And the process for closing an account was a nightmare--I had to fight for 10+ minutes to close an unused account a few years ago.

Just a sign of the changing times...

[Tree0164]

I got the same notice. Honestly I don't remember the Chase card however it maybe have been one of the cards we have been using to transfer balances when were paying down our debt.

No big deal

[TangoMike]

Had the same thing happened to me BUT i am glad cause I was too lazy to write them, get stamp, mail it to them etc.........would not even think of calling on phone to spend 1 hour waiting for someone in India.......For me, this was the best thing CHASE could have done for me........Thank You CHASE.....i stopped using them cause their on line payments sucks...everything time i used my laptop and desktop, i have to go to my email and get activation codes.....very annoying....