Close old bank account?

[zep]

Hi, my new fiance and I are going to open a new checking/savings acct. with a credit union. I still have my old acct. with another credit union which I have had for years and since we cannot add him to that account with that credit union (he has a poor history with them), we will start a new one.

My question though is, should I close my accounts with the old credit union to streamline things or should I keep it all open for the positive history ( credit card, paid off car loan, personal loans, years as a good customer etc.).
We will be looking to buy a house in the next couple of years or so, and I did not want to hurt my credit rating somehow by closing this long standing credit union account. Do I keep it all open, or just keep the credit card open or no need to keep any of it?

Thanks for any help!

[sweeps]

Closing checking and savings accounts has no effect on your credit. If you can leave the credit card open, I would do that. Your other loans are already paid off, right?

[maat55]

The only thing you need to know is if you intend to do business with them any longer. I found that they will treat you no different than anyone else despite your longterm patronage. I would leave them if you no longer need the account.

[responduser]

Closing checking and savings accounts has no effect on your credit.

I agree.

It wont hurt your credit rating anyway.