How often do you check your FICO score?

[Squeezing Pennies]

Please vote o how often you check yours!

[Joebanker]

I have an Equifax subscription and check that bad boy everyday.

[Jazzmint98]

I usually check my FICO score once or twice a year.

[poundwise]

I have an Equifax subscription and check that bad boy everyday.

o·ver·kill
(ō'vər-kĭl)
An excess of what is necessary or appropriate for a particular end.

[maat55]

I have never checked mine because it cost too much. I check my report once a year to make sure it's clean.

[tripods68]

On a need by need basis or every 4 or 8 years

[aida2003]

I have never checked mine because it cost too much. I check my report once a year to make sure it's clean.

That's my reasoning, too.
However, since there're 3 bureaus, I try to check every 4 months. Which reminds me that I should've done this last weekend .

[fruitbowlk]

Once a year.

[disneysteve]

I've checked mine a couple of times because I was curious. Otherwise, no need to check it or to know it. I know it is good. I check my credit report periodically. Unless you are planning to apply for a loan in the near future, there is really no reason to know your score.

[aevans1206]

I pay attention to mine, but that's due to my need to rebuild my credit (in the hopes of one day owning a lovely home). And, to be honest, it's motivating. I have a subscription to a web site that allows a three credit report and updated score once a month. It's $9.95 (reasonable).

[stressedmama]

I check mine monthly only because my company paid for a 3 year subscription to Experian after some yahoo at work put sensitive data (direct deposit checking account numbers, SSN, names, address, etc) on his laptop (against company policy...that's what servers are for) and had it stolen.

[Thrif-t]

I've never checked mine because of the cost and really there was no reason. We are doing some remodeling and applied for a HEL and the I asked the loan officer and found out it was 791

[Pitman]

Unless you are planning to apply for a loan in the near future, there is really no reason to know your score.

Exactly.

[sweeps]

Not true. Your FICO score is used for things other than taking out loans. Most notably auto and homeowner/renters insurance premiums.

I'm not advocating checking your score everyday, but completely neglecting it is not wise.

[Pitman]

Not true. Your FICO score is used for things other than taking out loans. Most notably auto and homeowner/renters insurance premiums.

I'm not advocating checking your score everyday, but completely neglecting it is not wise.

I agree, neglecting your FICO isn't the smartest decision, but on the other hand, checking your FICO monthly, to me, just doesn't make sense. Once or twice a year should be fine.