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Utility bills and credit score

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  • Utility bills and credit score

    I Am 20 years old and a fico Credit score of 724 (as of 10/07).
    Next year I will be sharing an apartment with 3 of my friends from college.
    Would putting the utilities gas/ electric etc. in my name help improve my credit score? (assuming they would be paid in full every month)
    Thanks

  • #2
    Probably not.

    that score of 724 is quite good. The likelihood something little like a utility bill would improve it is not what I think... but I also am not an expert on credit scores.

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    • #3
      Sorry, it will not help. Utilities do not report to credit agencies -- unless you don't pay them, then they could possibly give you a negative mark.

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      • #4
        I'd opt out of being the one named anyway. Roommates & billpaying are notorious for not working out exactly as planned. Someone's always just a little short this month.

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