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I am getting married in may. My fiance has some credit issues. Can they garnish my wages for his bills after we are married?
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You are only responsible for your own accounts and for joint accounts. You are not responsible for debts your fiance incurred prior to marriage. -
No, you are not responsible for your fiance's bills prior marriage. However, looking at the bigger picture, if you have good credit and your intended doesn't, this could cause serious marital problems down the line due to a personal "culture clash." As a retired bill collector, I can tell you that I have encountered this situation many times, and it's never pretty.Originally posted by irmanator View Post
As you may know you will likely be accountable for any credit transactions whether individual or joint that you and your fiance make after you get married.
Do you know why he has credit problems? Was the cause beyond his control or was it bad judgment? I suggest that you both get financial and pre-martial counseling before you tie the knot.Last edited by Exile; 11-19-2007, 06:55 PM.Comment
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Only a judge can determine that. No one, including an attorney, has the statutory authority to make that decision.Originally posted by irmanator View Post
It is very unlikely, but judges have been known to make bad decisions before. Your only option would be to appeal.
Creditors may get desperate so be advised.Comment
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I was going to comment on this but Exile did such a good job that I have nothing left to say.Originally posted by Exile View PostComment
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Do you know why he has credit problems? Was the cause beyond his control or was it bad judgment? I suggest that you both get financial and pre-martial counseling before you tie the knot.[/QUOTE]
yes I do he was kind enough to leave utilties on for his ex wife.( stupid he has learned) but they were in his name. He gives me all the money (as he did to his ex) and I write the bills out. Difference is I am more responsibe and frugal. I have seen his credit report and know what he says aggrees with what I see there.Comment
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Not your wages--but if he has his name on your bank account, that could get tapped.Comment
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ok Thanks I wont be doing that. I have been working to help him straiten it out.Originally posted by mom-from-missouri View PostComment
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Yes I do he was kind enough to leave utilties on for his ex wife.( stupid he has learned) but they were in his name. He gives me all the money (as he did to his ex) and I write the bills out. Difference is I am more responsibe and frugal. I have seen his credit report and know what he says aggrees with what I see there.
If your fiance is turning over the money for you to pay the bills just as he did with his ex-wife, how will he ever be able to take care of these matters himself (which it sounds as though he never learned to do on own)? Why not teach him the fine art of bill paying or at least work together on it jointly? That way if something happens to you, the guy will be prepared to handle finances.Comment
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I am working on teaching him the billpaying thing. I have all online billpay set up so its pretty easy. He just shows little interest in it.Comment
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I have been married for over 30 years and my husband has never paid a bill. He is still a good guy and hands his paycheck over for me to manage. The person best with money should handle the money.Comment
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I just noticed that you are not marrying till May. I would try very very hard to get these credit issues resolved BEFORE May.Comment
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