Hi- New to forums..need help with personal finance!!

[lgslgs]

How fair do you think it is to steal over $150 per month from your parents to buy smokes? Are they so well off that they can afford to throw that away? And do they deserve to have you make that decision for them?

Step one of your budget. Stop taking other people's money. Buy your own gas and smokes. Brew your own coffee and use the $200 a month you'll save to buy a cheap drip coffee maker, a thermos, and a can of Folgers.

You will never be responsible with your own money if you are in the habit of spending money that doesn't even belong to you. Stop feeling a bit guilty about it and fix that behavior now. Today. This minute.


Lynda

[lieweheksie]

Glad you're making the first move in asking for help
I agree with Tina about the job- I work commission only - I do pretty OK- in our company we normally give new people 3 months to find their feet- after that if you're not making money then it's not for you
You need to stop buying lottery tickets. You said you won before- how much and what happened to it- that make give you some insight into your $ issues now.
You also need to be honest with yourself and your money- pay for your own smokes. Be honest about how much you have, what you really spend, what you owe. Truth can be a scary place to be but it is the only place if you want things to start working
Good luck and hang in there