Where to put proceeds of a house?

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I think an online bank is a good idea for you as the forum has suggested and splitting it between a couple.

What I am more worried about is a different subject you didn't bring up - a long term plan.

In my line of work, I see disabled people and they get kind of stuck in a pickle. On the one hand, they have to be disabled to get their health care (Medicare) and monthly check. If they make a certain income, they lose it.

But the income they make keeps them nearly impoverished.

It's a horrible trap.

You sound 40ish with your daughter and all and $200,000 is not much to make last over a lifetime. LIke you noted, I see you slowly chewing at the principle.

I know lupus has different presentations and different periods of exacerbation and improvement - I hope you can get a long term plan from your doctors to at least work part time, even if it's a desk job somewhere.

[Apsmommy]

I think an online bank is a good idea for you as the forum has suggested and splitting it between a couple.

What I am more worried about is a different subject you didn't bring up - a long term plan.

In my line of work, I see disabled people and they get kind of stuck in a pickle. On the one hand, they have to be disabled to get their health care (Medicare) and monthly check. If they make a certain income, they lose it.

But the income they make keeps them nearly impoverished.

It's a horrible trap.

You sound 40ish with your daughter and all and $200,000 is not much to make last over a lifetime. LIke you noted, I see you slowly chewing at the principle.

I know lupus has different presentations and different periods of exacerbation and improvement - I hope you can get a long term plan from your doctors to at least work part time, even if it's a desk job somewhere.

I am 41. My situation is a bit different. My disability is from my previous job. At that job I was required to maintain a current physical. With Lupus I was decertified to perform my job. Not that I couldn't, but that was just a disqualifying condition. They had no choice but to allow me early retirement basically. I have private insurance. I don't even receive social security disability. I could actually work if absolutely necessary, but I have chosen not to until my dd is grown. With my check and child support we will be ok, just not as well off as we are with me married as my husband makes a good deal of money.

Thanks for all the help and info everyone.