Which Credit Card?

**sweeps** · 02-04-2007, 04:28 AM

Re: Which Credit Card?

Give this tool a try: Credit Card Tune-Up

**Ima saver** · 02-04-2007, 10:14 AM

Re: Which Credit Card?

I use the G.M. flexible earnings master card.

**rduell** · 02-04-2007, 12:39 PM

Re: Which Credit Card?

I got the Chase Freedom card at the end of last year. I use it to charge gasoline and groceries. I've earned over $34 in the 2 months I've had it. I like that you can get a check at $50 or wait until until you've earned $200 and get $250 instead.

**Ima saver** · 02-04-2007, 01:13 PM

Re: Which Credit Card?

I had american express and I got $550 back last summer, but you can only get the money once a year. With my GM card, you can get the money when you have $100. So I am using that one and got the check for $100 in december.

**Langlo Family** · 02-05-2007, 06:54 PM

Re: Which Credit Card?

That tool helped a whole lot. I found some really great cards. I spend quite a bit on gas so there are some great cards in there.

**vsjhoc** · 02-06-2007, 05:40 AM

Re: Which Credit Card?

I realize this may be OT because the OP is looking to get a new card, but if you currently have a credit card, call and ask what they can do for you.

I told Chase Visa I was no longer interested in my card which has an annual fee even though it was a United Mileage Plus card. I ended up with a no annual fee card with cashback which is automatically credited to the account balance -- 3% for gas, groceries, and fast food (

) and 1% for all else. Unlike my Discover 5% gas card which has a low annual limit for cashback, the Visa's limit is $600 cashback per month (and it's unlikely I'll be charging $20,000/month

).

I get to keep my credit limit and credit history from the old card. Priceless.

I asked for a lower interest rate even though I pay in full -- the rep said to call as soon as I get the card and they will lower it.

The point is --- always ask for a better deal!

**Hot dog** · 02-06-2007, 01:09 PM

Re: Which Credit Card?

I am also looking into that card if it is the one where you wait and get 250 back. I have an offer for free transfers and like 18 months at 0% from them Although it is only 3% cash back I have another that is %5 cash back on groceries and gas and I make like $30 a month

**Langlo Family** · 02-06-2007, 07:18 PM

Re: Which Credit Card?

Which card is that Hot Dog?

**Hot dog** · 02-07-2007, 05:18 AM

Re: Which Credit Card?

It is the Citi Platinum Select Dividend Card but I'm not sure if it is available any more

**sweeps** · 02-07-2007, 06:24 AM

Re: Which Credit Card?

Originally posted by Hot dog

It is the Citi Platinum Select Dividend Card but I'm not sure if it is available any more

It still exists, but it's just a shadow of it's former self. No more 5% cash back.

**maxim730** · 02-07-2007, 09:19 AM

Re: Which Credit Card?

I use Citi Platinum Dividend and I love it. I use the points feature (not sure about cash back). 45000 points and counting. I'm hoping to get a few thousand more points to get an xbox360 and then switch over to the AMEX Starwood Card, which offers 1.25 airlines per $ spent.

Which Credit Card?