Originally posted by poundwise
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Help! health insurance going up 38.00 a week!
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Be happy that you have employer-provided health insurance. There was an article in yesterday's USA Today stating that the numbers of companies offering it are shrinking. The expert was saying that employer-provided health insurance will go the way of pensions.
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My DH's work offers like 6 plans and they go up every year. So we sit down and go through and see which one is the most affordable for us to pay. This year we were with Aetna and they went up $20 bucks a week so we switched over to UHC for next year. The plan is about the same just a little higher deductable and the payment is $20 cheaper than what we are paying now. Be sure to thoroughly read through the package your company sends you. It maybe be you have more insurance than you really need and can switch to a cheaper version.
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I just switched to an HDHP with an HSA since I am young and relatively healthy. My employer pays the entire premium for my coverage and I go ahead and put what I would pay for the premium into the HSA. I think it will work out great for me, and now I don't feel like I am just throwing away money on an insurance premium, still maintain insurance, and am putting money away for future expenses.
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