Opinions on hospital bill finance plan

[dossin1]

Re: Opinions on hospital bill finance plan

That's insurance fraud, my friend. And you SHOULD lose sleep over it, because if your dentist (or any other physician) gets caught you will pay for it in the long run. There are many insurance companies that need to see proof of patient payment or billing. SOME insurance companies actually have you reimburse THEM the percentage. And then there are the insurance companies that make you pay ALL of it and then they reimburse YOU what you weren't responsible for. Basically, what I'm saying is, don't count on this method.

Insurance fraud ends up costing all of us more in the long run. Plus insurance companies are not stupid, they have fraud investigators who look for suspicious billing patterns, plus a disgruntled patient may rat on them.

[vishenda]

Re: Opinions on hospital bill finance plan

Sounds too good to be true...

Of course the latter part sounds best if you only have to make payments on the $2799.oo with no interest !! If you are sure there is NO CATCH then definitely take the 12 month option and pay it all off in 11 months no later!!!!

Check it out one more time to make sure you have it all right and get it in writing!!

Good luck!

[justbee]

Re: Opinions on hospital bill finance plan

Ok I wasn't going to respond but this topic really fries me. I can't believe only a couple of people are bothered by safari's insurance fraud scam, including the dr. who started this thread.

How would you like to be the person who isn't poor enough to get their medical bills paid by the state and yet works but has no insurance. That way when your kid gets deathly ill and you go the dr.'s office after she receives i.v.s and a couple of injections, you get the whopping 1,800.00 bill which by the way the dr. already discounted down from 2400.00. Then you have to make weekly and monthly payments for 10 months to pay it off because it's morally wrong to stiff the doctor and you don't want your credit to be damaged.

For every fraud and scam artist out there, there is an honest person picking up your slack, all so you wouldn't have to pay a 20% copay on your 400.00. And every one feels it when their med. insurance company decides to reduce benefits and raise deductibles to make up for rampant fraud.