Credit score

[Ima saver]

Re: Credit score

Right, there is always a balance showing on my credit score, but it does get paid off monthly, however, that is not shown. I think something should be noted that the balance is always paid off each month and no interest is charged.

[disneysteve]

Re: Credit score

I think something should be noted that the balance is always paid off each month and no interest is charged.

As much as it matters to you and me, it really doesn't matter to creditors. All they want to see is that you manage your credit responsibly, pay your bills on time and aren't over extended. Whether or not you carry a balance doesn't really impact your credit worthiness, as long as you can comfortably manage the debt you are carrying.