A Minneapolis bank has come up with a novel way to pull in balances to its new credit card. Universal Savings Bank is offering brand new laptop computers in exchange for transferring a balance of at least $5,000 from other credit cards. The "Upfront Rewards VISA Platinum" also requires cardholders to maintain a balance of at least $3,500 on the card for at least 18 months. Those who do not have $5,000 to transfer can request a cash advance up to $2,500 to bring their initial balance up to $5,000. The card's current APR is 9.99%... [ Read More at CardWeb.com ]