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# 1:
The mother's son is 18 so he is an adult. He is old enough to go to war and vote. Referring him as a teenager makes you think of a child, not a legal adult.
The story makes it sound like he had the card for awhile. If that is true, then the CC company should be responsible for any charges prior to him turning 18 since they sent a card to a minor with his parent's permission. However, he should be responsible for every penny after he turned 18.
# 2:
If he was able to rack up that much money playing online games, then junior has time to get a job and pay for what he did. His mother needs to do some tough love.....make junior work and pay it off.
What do you think?
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Mom Says Teen Racked Up $7,000 On Own Credit Card - Money News Story - WEWS Cleveland
Mom Says Teen Racked Up $7,000 On Own Credit Card
CLEVELAND -- A local family has to pay thousands after their teenage son racked up huge debt without his parents knowing he had a credit card.
His mother wants parents everywhere to know that she feels her son was lured in by a credit card offer. And she's worried it could happen to other children, too.
"I knew he was playing video games, but I didn't know he was paying to play these online video games," the teen's mother said.
His mother is holding the proof of how much her 18-year-old son paid to play those games. She is in shock every time she looks at the $7,000 bill.
"He told me that back when he was 16, he was sent in the mail a pre-approved credit card authorization and all he had to do was sign the bottom and they would send him a credit card," his mom said. "At first, it was fun to carry it and then he started using it."
She said she had no idea he was using his birthday and Christmas money to pay the bill, until now.
"I'm very upset. That's my son. That's my job. If I were to authorize him some exorbitant credit limit, that's up to me. I'm his parent. This is a company," she said.
Consumer credit counseling expert Jay Seaton said this is not the first time he's heard about teens being sent credit card offers.
"It really underscores the fact that families ought to be talking to young people about what that plastic means. It's not play money, it's reality. It's real and if somehow you get it, maybe you're not entitled to it," Seaton said.
The teen's mother said she called the credit card company and they referred her to their fraud department.
The mother's son is 18 so he is an adult. He is old enough to go to war and vote. Referring him as a teenager makes you think of a child, not a legal adult.
The story makes it sound like he had the card for awhile. If that is true, then the CC company should be responsible for any charges prior to him turning 18 since they sent a card to a minor with his parent's permission. However, he should be responsible for every penny after he turned 18.
# 2:
If he was able to rack up that much money playing online games, then junior has time to get a job and pay for what he did. His mother needs to do some tough love.....make junior work and pay it off.
What do you think?
__________________________________________________ __
Mom Says Teen Racked Up $7,000 On Own Credit Card - Money News Story - WEWS Cleveland
Mom Says Teen Racked Up $7,000 On Own Credit Card
CLEVELAND -- A local family has to pay thousands after their teenage son racked up huge debt without his parents knowing he had a credit card.
His mother wants parents everywhere to know that she feels her son was lured in by a credit card offer. And she's worried it could happen to other children, too.
"I knew he was playing video games, but I didn't know he was paying to play these online video games," the teen's mother said.
His mother is holding the proof of how much her 18-year-old son paid to play those games. She is in shock every time she looks at the $7,000 bill.
"He told me that back when he was 16, he was sent in the mail a pre-approved credit card authorization and all he had to do was sign the bottom and they would send him a credit card," his mom said. "At first, it was fun to carry it and then he started using it."
She said she had no idea he was using his birthday and Christmas money to pay the bill, until now.
"I'm very upset. That's my son. That's my job. If I were to authorize him some exorbitant credit limit, that's up to me. I'm his parent. This is a company," she said.
Consumer credit counseling expert Jay Seaton said this is not the first time he's heard about teens being sent credit card offers.
"It really underscores the fact that families ought to be talking to young people about what that plastic means. It's not play money, it's reality. It's real and if somehow you get it, maybe you're not entitled to it," Seaton said.
The teen's mother said she called the credit card company and they referred her to their fraud department.
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