Bank of America does it again

**safari** · 09-16-2007, 06:40 PM

I always use my GMAC card to withdraw money at the ATM. GMAC reimburses all non-customer ATM fees up to $6 a month. Since I only withdraw money maybe once every 3 months, it doesn't matter what other banks charge for using their ATM, since I get that fee reimbursed.

**puppypal** · 09-17-2007, 12:52 PM

I have excellant credit and HAD a bank of America card for several years. Of Course when I started paying off EVERYTIME they would try to charge me a late payment fee even when I mailed two payments a month! So I finally got soooo p-oed that I canceled the card. I have a new Simmons first card and they so far have treated me fairly. I hate it when you sendf in a payment the day you recieve the bill (SAME) day and they say, they didn't re cieve it. 1st time they waved the late charge second time they didn't and I paid off the whole 76.00 i owed and canceled the card!

**kilcher** · 09-17-2007, 09:20 PM

A few banks are now offering to refund any and all ATM fees. I'm currently with a bank that does that and it's great.

No way I'd ever go to a Bank of America ATM. I don't care who's paying for it, $3 is too much.

They say the ATM's are expensive but fail to mention how much money they're saving by not paying tellers.

**Marketiva** · 09-18-2007, 03:03 AM

Puppypal, maybe you have an excellent credit card by Bank of America, but I think the using of credit cards in USA are not good for the clients. According to my best knowledge the using of a credit card has a 5% rate after every buying. So the debit cards are better

In my country (Hungary) the using of credit cards is great and absolute FREE. When I use my credit card in my country or anywhere outside of my country I don't pay the 5% rate. I think this chance is in my country because of our unpopular credit card using. I've a special credit card at CitiBank. It's common mark with MALEV (Hungarian Airlines).

The advantages of my CitiBank - MALEV Credit Card:
- The buying with this is FREE no transaction FEES, no 5% rate
- The money spending with this credit card during 51 days FREE
and I have to pay back only my money spendings WITHOUT ANY INTERESTS!!!
- After the buying (inside my country) I get points to my MALEV FD card.
- After the buying (outside of my country) I get triple points to my MALEV FD card.
So very easy earn a plane ticket

**Miz Pat** · 09-18-2007, 07:00 AM

I never use an atm. I destroyed the card the bank gave me 10 years ago. Its part of my budget strategy. If I can't get the money out of an ATM, I can't spend it.

**seo2020** · 09-18-2007, 07:07 AM

Put an end to the control that banks have especially the Federal Reserve which is a privately owned bank.

- Charles

Bank of America does it again