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Online Savings Accounts & Current Rates

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  • Hey! Just saw the updated list again, and wanted to say nice work, Poundwise!

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    • Yeah, the list is looking pretty fancy. Nice job PW.

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      • anyone heard about dutch gov bailing out ING group with 13.5 billion? exacly what's going on is ING safe? even though it's FDIC insured I am still worried maybe I will transfer it to other accounts

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        • Originally posted by Broken Arrow View Post
          Hey! Just saw the updated list again, and wanted to say nice work, Poundwise!
          Originally posted by sweeps View Post
          Yeah, the list is looking pretty fancy. Nice job PW.
          Thank you.


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          • exacly what's going on is ING safe? even though it's FDIC insured I am still worried maybe I will transfer it to other accounts
            I think most people leave because they can get better rates elsewhere.

            I've been seeing these Citi Ultimate Savings Account ads for 3.5% all over the place. Citi must really need deposits.

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            • HSBA will be dropping theirs to 3.0%.

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              • FNBO new rate at 3.25%. Just received an email.

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                • Originally posted by saverbootay View Post
                  I think most people leave because they can get better rates elsewhere.

                  I've been seeing these Citi Ultimate Savings Account ads for 3.5% all over the place. Citi must really need deposits.

                  https://web.da-us.citibank.com/cgi-b...seBVCookie=yes
                  I've noticed that Citi is offering 3.5% as well, it definitely looks tempting, especially with the sudden drop from ING.

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                  • Will definitely link to this post on my blog. Just wrote an article recently that talks about Online savings accounts.

                    -sudeep

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                    • WaMu is down to 2.5%.

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                      • This is amazing. ING still hasn't lowered their rate after the Fed dropped to 1%.

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                        • Originally posted by saverbootay View Post
                          This is amazing. ING still hasn't lowered their rate after the Fed dropped to 1%.
                          It definitely is hard to believe, I agree!

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                          • Originally posted by saverbootay View Post
                            This is amazing. ING still hasn't lowered their rate after the Fed dropped to 1%.
                            lucky them. If they lower their rates any further, I think i'm going to take my money from there and just put it into CD's and my MMF with my regular bank. I'm sticking with them for now to give them a chance, hoping that eventually their rates will rise again. however, I'm growing slowly unhappy with their readiness to be one of the first to drop rates....

                            note... In their defense, I also do like the ease of their system, and the ability to have multiple "accounts" that I can "designate" for various things. That's the other reason I haven't already switched back to my regular bank.
                            Last edited by kork13; 11-05-2008, 06:26 PM. Reason: note...

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                            • Southern Community Bank and Trust (smallenoughtocare.com) ME Checking is at 4%

                              I just moved 8k there from Wachovia.

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                              • Originally posted by darthrader View Post
                                Southern Community Bank and Trust (smallenoughtocare.com) ME Checking is at 4%

                                I just moved 8k there from Wachovia.
                                I had some money at Southern Community until this week. I am really irritated that they changed that rate, since there are savings accounts paying that much with no "conditions". Switched my money back to Provident-direct and sent SoCo a nastygram explaining why.

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