Question for CD Investors

[snafu]

If these savings are in the taxable portion of your portfolio, what is your actual ROI? Have you looked at corporate bond funds, which can be sold as desired without penalty. You really need to stay aware of fees.

[amarowsky]

How much are planning to put into the CD?

I have 30k at 0.75% (emergency fund) and get $19 in interest per month.

Just an F.Y.I that you may be interested in.

Capitol one online banking pays 1.2% for >$10k in savings account (MM) currently. (.6% for <10k) No fee's or any BS that I have been aware of for the 9 years I've held that account.

*Also, saw an add for Nationwide @ 1.3%, but I don't know details.

I hope this information may be helpful.

[Nutria]

Just an F.Y.I that you may be interested in.

Capitol one online banking pays 1.2% for >$10k in savings account (MM) currently. (.6% for <10k) No fee's or any BS that I have been aware of for the 9 years I've held that account.

*Also, saw an add for Nationwide @ 1.3%, but I don't know details.

I hope this information may be helpful.

Ally Bank pays 1.15% for any amount in a savings account.

[TheCudder]

Ally Bank pays 1.15% for any amount in a savings account.

Ally raised their savings rates to 1.20% a few weeks ago.