Recently I have found out that some of my close friends and family that have "financial advisors" -- many of which seem to me to be just salespeople/brokers who want to sell them loaded funds.

I've considered looking into getting a financial advisor, but have always been concerned about them working in my best interest, especially since I feel like offering loaded funds are not in my best interest. I'm guilty of being too busy to read everything about every single fund I currently invest in and would hope that someone like a financial advisor would help bridge that gap.

Are financial advisors necessary? If so, how would you find someone you can trust?