Santander Checking account

[Weird Tolkienish Figure]

My friend told me about this this weekend, if you get direct deposit and have bills taken out of the account, you get $20? Does anyone do this? I'm very seriously considering it.

https://www.santanderbank.com/us/personal/banking/checking

[autoxer]

I don't currently use Santander, but you peaked my interest. I read through the fine print and didn't see anything really negative, besides the ATM fees. This must be a loss leader, because it just doesn't make sense.