personal investing advice

[Krokill]

hello all. just joined. i am an investing newbie. not sure where to invest my money. on a scale of 1-10 (1=conservative, 10=aggressive), I would say im about a 4.

i'm sure there are previous threads - if one can guide me that would be great!

i was thinking of putting about 30% into a S&P 500 index and 50% into US gov treasury bonds. a conservative friend said just do CDs.

it seems i can do the above myself to avoid a middleman cut (is this stupid to try?)

thx everybody!

[bjl584]

How old are you? Income? Total assets and debts? Years till retirement?

We'll need more info to answer.

[snafu]

Investment can definitely be DIY and I suggest taking one step at a time. bj584 has explained if you are willing to offer some details we can help with unbiased suggestions. If you are employed, does your employer offer a retirement plan? Are there any matching funds offered? This is free money demanding attention.

[Retired To Win]

Is the money in a 401K? An IRA? A taxable investment account? DO you have an account?

More info, please...

[YolandoAmaya]

Give me more information about your assets and debts. No, it's not stupid to try all with yourself only without a middleman. And my suggestion is also like your friend just do CD's.