Combining 403B accounts?

[questionsss]

I put money into a 403b for the first few years of my career. it is currently worth $8,000 or so. I took some time off for house, kids, etc. I started contributing again a couple of years ago, but didn't know at the time it is with another investment company. That one is currently $4,000 or so.
Now to my question...
I am in between job changes. Am I better off continuing to contribute to one or the other? Is there a way to combine the two without any penalties?
I'm in my mid 30's and as a teacher I contribute to the State Teacher Retirement System, so the 403B is just a supplement. However, I am looking to ramp up my contributions a bit so I want to make sure I get it right.
Any help will be appreciated.

[JustBill]

If I understand your question and situation correctly, my answer to you is that you can only contribute to the 403b at your current employer. Technically you can roll your old 403b balances into your new employer's 403b program (most allow that)- but I wouldn't do that. Rather I would roll the old 403b money into an IRA so you can benefit from a vast selection of mutual fund options in the marketplace instead of just those offered by the 403b plan of your employer. HTH

[questionsss]

I really appreciate your help. I will look into the IRA.

[thesimplemoneyblog]

Yeah, the IRA would be a good option. You have far more investment options available, and often lower overall fees. Try checking out Fidelity, Vanguard, TD Ameritrade, Schwab, eTrade, and Scottrade.