Home Planning

[disneysteve]

Ok i get the theory. The things needed to maintain living...

CC bills(If any)

What CC bills are you referring to? If it is a bill that you pay in full each and every month, it should be broken down in your budget under where the money is being spent (groceries, gas, insurance premiums, clothing, etc.). If it is because you are carrying a balance on your CC that isn't being paid in full every month, there is a problem and you are spending money you shouldn't be spending.

[Payn_it>>>]

we both have Student visa's with very low balances...and one other card that was use to pay for a computer when ours crashed. When i say (if any) i mean monthly payments if they were used of one thing or another. Our usuall M.O. is if we need something we don't have covered in checking we'll put it on a card and go home, transfer the money and pay it off. But this isn't our usuall.