Consolidation For Credit Cards

[neilgunt]

tips and guidelines for credit cards consolidation please!

[disneysteve]

I'm not sure what it is you are looking for. You have started multiple threads asking essentially the same question and you keep getting the same answer. Avoid debt consolidation and do it yourself. On this thread of yours:
http://www.savingadvice.com/forums/d...t261290Several of us posted with suggestions and asking for additional details and you didn't respond. If you actually want help, how about going back to that thread and answering the questions.

[agape71]

consolidation for credit cards comes two ways - depending on your debt amount and account status. You must have heard of debt relief programs called Credit Counseling and Debt Settlement. The two differ in approach. Almost poles apart when it comes to their admission requirements. How much is it that you owe by the way? And what is the status of your account ?


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[Stuartthomas]

just consider consolidating your credit card debt onto one card - or moving a balance from one card, to one with a lower interest rate. Some people are in a constant cycle of moving to the next 0% interest rate card. This can be a pain, but you'll save a lot of money and buy yourself more time to pay off the debt. secondly, start making double payments. If the calculated minimum payment is only on the accrued interest, then you need to make a double payment to hit the principle of the debt. By finally hitting the principle and discontinuing use of the card for purchases, you'll see that balance begin to drop.