I have been gained or lost money ? Help me please!

[savingdealz]

Activity Sumary
Beginning Balance (as of 10/1/2008)---------------------------50$
Additions-------------------------------------------------------------935.63$
Deductions-----------------------------------------------------------45.63$
Income----------------------------------------------------------------8.71$
Market Fluctuation--------------------------------------------------203.58$
Ending Value (as of 8/28/2009)-------------------------------1152.29$
Net Change--------------------------------------------------------1102.29$

When I look at above information, I dont understand them. Would you tell me definition of above word please?
I just invested into this account on October 2008. I am very new to this retirement account. Today, I check my account and I would like to know I gain more money or I lose. Base on this information I state above. How do I know I have been gained or lost? would you also tell me how much have I invested so far?
Thank you very much for your help! I am very appreciated!

[Scanner]

It looks like you invested $50 + 935.63 = 985.83

The deductions I am not sure of. . .is this a front loaded fund?

Overall, it appears you have had a gain, about 10% return.

[creditcardfree]

It looks like you invested $50 + 935.63 = 985.83
Overall, it appears you have had a gain, about 10% return.

I agree.

I'm also a little perplexed at the deductions, unless you withdrew some money. Is this a 401K or employered sponsored plan?

[savingdealz]

It is Roth IRA.
I am very new about this retirement account. I just started. So I dont know? Do you think that 10% is good or bad?

[simpletron]

Additions - these are your contributions
Deductions - this is either a withdrawal and/or some sort of fee/cost like a annual fee, trading fee, or a load. look though your account activity for red/negative numbers/ones that lower the balance to see what exactly these are. make sure that the company isn't charging fees that it isn't suppose to.
Income - this is the interest and dividends that your investments paid the account. double check that these were reinvested and not sitting a money market fund(unless that is your plan).
Market Fluctuation - this is the change in the value of your investments from when you bought them or the beginning of the period. since it is a positive number, it is a gain.

you earned between $166.46 and $212.09 on just under $1000 invested, which is a 17% to 22% return. this depends on how much was withdrawed versus fees in the deductions(more withdrawals = higher gains/returns) (note to Scanner: Ending Value = 1152.29 not 1102.29)

is that a good return?
depends on your point of view. you beat inflation by double digits, which in any random year most people would kill for. also you creamed any savings account. but if contributed regularly, like every paycheck, into a stock heavy mutual fund, then you did about average.