need to sell - now or later?

[simpletron]

for analyzing the loan, ask yourself would you borrow money to invest in the stock market and if so under what rate and terms? if you're 100% commited to investing in the LLC, that is basically what you are doing(just skipping the selling and buying back).

yes, you can spend the money from home equity loans/line of credit any way you please including investing. remember to include the fees as a cost like the interest because if you pay off the debt that quickly it will make up a sizable amount of the cost.

as for the offseting gains with losses, I was under the epression that it was a single index fund, and as such this is just a tax mininization calculation to do at next tax time, while the goal for now is just to sell for the max share price with the least commission.

disneysteve, is correct about the loss deduction except if you are married and file separately, then it is only 1500/year.

my gut was right, this time. good news was right around the corner.

I think tomorrow is going to be slightly up.

[feh]

for analyzing the loan, ask yourself would you borrow money to invest in the stock market and if so under what rate and terms? if you're 100% commited to investing in the LLC, that is basically what you are doing(just skipping the selling and buying back).

Yes, I've done a little calculating, and without taking all the details into account, assuming I repaid the loan in 6 months, the market would need to increase >13% during that time for the loan to make sense.

yes, you can spend the money from home equity loans/line of credit any way you please including investing. remember to include the fees as a cost like the interest because if you pay off the debt that quickly it will make up a sizable amount of the cost.

Any guestimates as to what the fees would amount to for a home equity loan?

Thanks.

[Like2Plan]

Feh,
If you are planning to pay the loan back within 6 months, could you use one of those zero percentage CC offers?

[feh]

Feh,
If you are planning to pay the loan back within 6 months, could you use one of those zero percentage CC offers?

CC wouldn't have worked - I needed more money than you can put on an average CC.

In the end, I sold existing equities to fund the investment. I did some quick calculations and determined the market would need to go up more than 15% during the length of the loan for that option to make more sense. Because of the recent increase in the market, I was able to sell relatively high (not in relation to the purchase price, but in relation to the market the last 6 weeks).

[m3racer]

You need an exit strategy.