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CD Rates

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  • CD Rates

    Anyone care to share their current money market and CD rates?

    I just had some CDs roll over and the interest being paid went up .25% per year. These are 90 day CDs.

    I saw offers for 4% CDs and 3.75% CDs at bank(for 13 months and 7 months). These were much higher than I saw even a month ago.

  • #2
    I am getting 4.8% at two banks for a year. I am getting 4% at another bank for one year. The last bank is only paying 3.6% but I stayed with them to try and keep the money spread around and to have it all fdic insured.

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    • #3
      I have some CD's at Citibank, the best rate I got was 3.5% for 9 months. It was even better than ING which was only paying 3.4% for 12 months or 3.3% for 6 or 9 months.

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      • #4
        I have the bulk of my money at Countrywide in a SavingsLink account, which is currently paying 3.55% APY on balances over 10K. Link. They also have a 7-month CD special paying 4.10% APY.

        Indymac Fedaral Bank, which is now the safest place for your money, has some pretty attractive rates. For example, their Money Market rate is 3.65% for balances over $25,000 and 3.70% APY for balances over $50,000. They also have a 9-month CD special paying 4.15% APY. Link.

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        • #5
          Capital One is paying 3.5% for 10K or more on their savings account. Not bad rates and your money is not locked in.

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          • #6
            Wamu has an 8 month online CD for 4.25% and a 12 month for 4.5%

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