Where is your money?

[kimiko]

Bonds
Checking
High yield saving #1
High yield saving #2
IRA

[cptacek]

I also just got a 6.01% checking account from Equity Bank. It is based in Andover, KS (by Wichita). The rules for that one is that you have to have at least 10 electronic transactions a month (like direct deposit, bill pay, using the debit card), and it only pays 6.01% up to $25,000...after that it is like 1.25% So, I just transferred all my money from FNBO (except a few dollars so I can get the rest of the interest for this month) here because it will be alot easier to get to if I need it than FNBO. This is going to be my "monthly bill paying" account, my emergency fund account, my "saving up for land" account, my "saving up for the wedding" account and where I put the money for my 0% for a year, $0 fee balance transfer. I have these separated out on a spreadsheet, not that I have multiple accounts at this bank.

Everything else will be in my other checking account. That way I won't eat into my savings with discretionary spending.

[Marketiva]

A little peace of mine money is in Bank of America, and the other in CitiBank (Hungary). The conditions are really good - I also have stocks at BUX and Marketiva.

[lucasrd]

5K - Working Checking Acct
22K - ING CDs and MM (savings and EF)
75K - Active Portfolio Stock Account with Ameriprise
41K - 401K Accounts
18K - TD Ameritrade - Individual Stocks

[brig2221]

I have 4 accounts split up amongst two banks.

I have a primary checking account and savings account with Bank of America. Both my wife and I have our paychecks directly deposited into the Bank of America checking account. I then funnel all excess money after bills into my Bank of America Savings account, and when that account accrues a few thousand dollars, I transfer the bulk of that money into my Citibank Ultimate Savings account.

I have two accounts with Citibank, a CD paying 5.35%, and a savings account paying 4.75%. I continually fund the savings account through transfers from my BOA savings account, and then move a large portion of that savings account into a new CD when my current one matures, and start the cycle all over again.

I really like Citibank because they now have local branches here in Texas, which is very convenient. That said, since they just entered into this market recently, all of their Texas locations seems to have specials paying about a half a percent extra in interest compared to everywhere else.

[terri77]

I have a MMSA at Pentagon Federal and an ING Orange savings account for my EF's.

[anonymous_saver]

Emigrant Direct:
*Emergency Fund
*Down Payment
*Retirement [Money that I'm planning on switching over to my IRA in 2008]

ING:
*$1 sitting and waiting, just in case rates rise.

HSBC:
*$1 sitting and waiting, just in case rates rise.

Local Credit Union:
*Checking account: I get cash back for using my debit card, about $15-$20 a year.
*Shared Savings: required to have a checking account, $5.
*Preferred savings: higher interest, $1; I only keep this account so that when I transfer larger amounts of money I have it sit in this account instead of checking because of the slightly higher interest.

Vanguard:
Roth IRA
457 Plan

Retirement Plan:
Pension

I am also looking around at other options for a higher interest rate than Emigrant. That's hard for me though because I really think Emigrant is very good.

[cewlguy2]

~30k in CDs
~5k in Mutual Funds (PENNX, OAKGX, PRNEX)
balance in che checking - ~10k (planning to move some thing to CD soon or evaluating funds).

any one else has funds, would like to hear what funds are those

[TMoney]

-Majority of Savings at ING
-Checking at Wachovia
-Small Savings for quick access for emergencies at BOA.
-401(k) provided by Work
-(About to open a Roth 401k)

[Scanner]

Okay, I have just moved everything. Here it is:

Banking

Charles Schwab Bank: Everyday checking needsAPY: 4%

EF: Charles Scwabb Money Market: APY: 4.9%

Investing

I am moving my Roth IRA's under the Schwab brokerage:

Janus Overseas
Schwab S&P 500 (converting from TRP Blue Chip)
SLV IShares Silver ETF

We have our 529's under Putnam, which is through my wife's employer. I am not thrilled with Putnam but oh well.

403(b)

Wife's employer - deployed into 5 funds - will consolidate this year to one fund, probably a smallcap or Target fund.

We also have some small UGMA's for our children. . .I'll probably move them under the brokerage too.

[kv968]

Okay, I have just moved everything.

Let us know how that Schwab thing plays out Scanner.