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Barclay funds?

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  • #1

    Barclay funds?

    Anyone heard anything about Barclay funds? I couldn't even find a Morningstar rating on their funds. My wife is a federal employee and their retirement plan only offers 5 choices. 1) Barclay Equity index fund (mimicks S&P 500)
    2) Barclay EAFE Index fund (international index fund)
    3) Barclay extended market index fund (mimicks DJW 4500 index)
    4) bonds 5) US treasuries

    She's only 31 so I think it would be wise to spread her contributions equally among the 3 index funds available. Any input would be much appreciated.
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  • #2
    Well, for the most part an index fund is an index fund. It should track (reasonably well) the index that it is intended to track. What are the expense ratios?

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    • #3
      Barclay is actually the company that runs Paypal's money market fund. I don't know about their other funds, but I agree that with an index fund, the main things are how well they track the index and what their expense ratios are (and, of course, that they be no-load).
      Steve

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      • #4
        Barclays is as an advisor to the iShare Funds, which is the world's largest family of ETF's. Their main focus is providing pension fund management for US corporations and public/government groups. With that said, their indexes have low expense ratios and they track their corresponding indexes quite well.

        One thing I would watch out for though with wanting to put equal amounts into all three index funds is overlap. With holding both the S&P 500 and extended market fund, you're going to have a lot of overloading in the large-cap sector. You may just want to use the extended market fund and pass on the S&P 500.
        The easiest thing of all is to deceive one's self; for what a man wishes, he generally believes to be true.
        - Demosthenes

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        • #5
          kv, I am pretty sure the extended market fund holds none of the companies in the S&P500. Typically an S&P500 fund + extended market fund = Total stock market fund. I don't recommend skipping the SP500.

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          • #6
            Originally posted by humandraydel View Post
            kv, I am pretty sure the extended market fund holds none of the companies in the S&P500. Typically an S&P500 fund + extended market fund = Total stock market fund. I don't recommend skipping the SP500.
            You're right human. I was thinking of the extended as a total stock market fund. My bad , thanks for correcting me. In that case, yes, don't skip either.
            The easiest thing of all is to deceive one's self; for what a man wishes, he generally believes to be true.
            - Demosthenes

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