Which is better?

[miatagirl]

Which is better to keep short term funds in? Vanguard Prime Money Market or Navy Federal Credit Union Money Market Savings 5.25 apy? I know one is Federally insured but is there any other advantage over one another if the Apy is basically the same? Thanks in advance

[Ima saver]

I think either one would do. i think Vanguard is not paying 5.25% but is paying over 5% right now.