Multiple accounts with different banks

[disneysteve]

I also noticed that the cellphone carriers keep a watch on you too.

I guess they want to make sure you won't run up a huge phone bill that you can't afford to pay.

I know someone who has no established credit - she's 20 and still lives at home - and has been unable to get a cellphone in her name because of this. AT&T wanted a $500 security deposit for her to open an account, which she can't afford at this point in her life.

[kv968]

Any online bank will pull your credit report when opening an account with them. What you should find out before opening the account is whether it's a "hard" or "soft" pull.

[Skooby]

I have a different account with every bank in my town. I like to spread the money around!

How many online banking accounts to do you have?

[Ima saver]

I opened an account with ING just to get the free bonus, but that is the only one. I have three checking accounts, two money market checking accounts, and 2 c.d.'s at 3 different local banks. I am lucky to be getting 5.25% on the money markets and more than that on the c.d's.

[jukebox9988]

Does anyone use automatic investment transfers w/ online banking? I tried to setup an Automatic transfer to Fidelity from Emigrant Direct, but it was rejected for some reason.

I will end up calling them later this morning I guess. It's frustrating to send money to my checking b4 I consider paying all bills.

[kv968]

Does anyone use automatic investment transfers w/ online banking? I tried to setup an Automatic transfer to Fidelity from Emigrant Direct, but it was rejected for some reason.

I will end up calling them later this morning I guess. It's frustrating to send money to my checking b4 I consider paying all bills.

Did you try to have Emigrant send the payment to Fidelity every month or did you try to have Fidelity PULL the money from your account? I know with some banks they won't allow you set up anything that sends money out of your account except as an automatic bill-pay type option. If you initiate the transfer from Fidelity and have them pull it from your account, it should work.

[ericlargo]

i split the money in between a few banks. I also use online banking for each one. Doing things online is much easier.