Hi,
I'm 25 years old, and I'm planning on funding a Roth IRA for 2006 and 2007. I'm having a hard time figuring out which mutual fund to put the money in. I plan on putting 6k or 8k into it.
Is it a bad idea to invest everything into international funds? Most of the funds I'm looking at are from Vanguard, and they have fees for all index funds under 10k, and fees for all funds under 5k....what do you think of my picks. I haven't figured out which one to get yet:
-------- E-Trade ---------------
E*TRADE INTERNATIONAL INDEX (ETINX)
Minimum: $5,000
0.25% or .09%?
-------- Vanguard -------------
Vanguard Total International Stock Index Fund (VGTSX)
3k Minimum
0.32%
Vanguard Developed Markets Index Fund (VDMIX)
Minimum: 3k
0.27%
Vanguard International Value Fund (VTRIX)
Minimum: $3,000
0.46%
Vanguard Emerging Markets Stock Index Fund Investor Shares (VEIEX)
Minimum: $3,000
0.42%
If you have others that you think are better than what I have...please advise!
Thanks!
I'm 25 years old, and I'm planning on funding a Roth IRA for 2006 and 2007. I'm having a hard time figuring out which mutual fund to put the money in. I plan on putting 6k or 8k into it.
Is it a bad idea to invest everything into international funds? Most of the funds I'm looking at are from Vanguard, and they have fees for all index funds under 10k, and fees for all funds under 5k....what do you think of my picks. I haven't figured out which one to get yet:
-------- E-Trade ---------------
E*TRADE INTERNATIONAL INDEX (ETINX)
Minimum: $5,000
0.25% or .09%?
-------- Vanguard -------------
Vanguard Total International Stock Index Fund (VGTSX)
3k Minimum
0.32%
Vanguard Developed Markets Index Fund (VDMIX)
Minimum: 3k
0.27%
Vanguard International Value Fund (VTRIX)
Minimum: $3,000
0.46%
Vanguard Emerging Markets Stock Index Fund Investor Shares (VEIEX)
Minimum: $3,000
0.42%
If you have others that you think are better than what I have...please advise!
Thanks!
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