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Closed yesterday on my first place!

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  • Closed yesterday on my first place!

    I finally got to bed at 11pm last night and was exhausted! Took forever to sign papers and my keys couldnt be picked up until 9pm!

    Also found out my mortgage is $100 less than I budgeted. Im already paying $70 over each month to pay it off early so that $100 can go to paying off the credit cards

    Not to mention my roomie is going to be covering half of it anyways.

    What a deal! Good thing is this is a brand new condo so I wont have to put out much more money for a while.

    Heres how I saved on furnishing:

    Craigslist - Got in touch with a guy who was moving cross country so he gave me a great deal on a bulk of stuff

    Haverty's Outlet

    Ebay - Search for furniture and put in your zip code and search within 50 miles. You find a lot of "pick up only" stuff that goes for cheap! I got a $400 leather sectional with a pullout bed and two recliners!

    Discount stores - Ross, Marshalls and TJMaxx were my buddies!

    Craft Stores - Garden ridge took care of my frames, pillows and plastic dishware

    Target - The clearance section rocks!

    In total...spent right around $1,000.

  • #2
    Re: Closed yesterday on my first place!

    Congrats!

    Does your mortgage payment include taxes and insurance? If not, be sure to budget that as well.

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    • #3
      Re: Closed yesterday on my first place!

      A hearty congratulations!

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      • #4
        Re: Closed yesterday on my first place!

        Originally posted by Sweepsplayer
        Congrats!

        Does your mortgage payment include taxes and insurance? If not, be sure to budget that as well.
        Yup. Its all included

        The only thing I have extra is the homeowners assocation...but thats deferred for 6 months b/c I got a deal on my unit

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        • #5
          Re: Closed yesterday on my first place!

          Congrats!

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          • #6
            Re: Closed yesterday on my first place!

            Congratulations, very exciting, i know.

            if you ever need more cheap furnishings, or better than cheap...FREE... check out freecycle.org for a chapter in your area. People post items they don't want on the site, and the only rule is it has to be free. it's very popular/active in my area.

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            • #7
              Re: Closed yesterday on my first place!

              Freecycle is extremely popular in my area, because it is a college town. Nothing stays unwanted for more than a day in my town. LOL.

              I like to get as much free furniture as I can lay my hands on. If I don't need them later I can always give them away to my family.

              Congrats on the house. I can't wait to be able to afford a house with my hubby

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              • #8
                Re: Closed yesterday on my first place!

                Congrats on your new place. The carpeting just feels different when it's yours.

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                • #9
                  Re: Closed yesterday on my first place!

                  Way to go on getting your new place! Sounds like you've thought stuff through. Paying extra on the principal is an excellent idea.

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                  • #10
                    Re: Closed yesterday on my first place!

                    Good going!! Yes, always make out a seperate principal check when you pay the mortgage.

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