How to tell if you got Caught In Equifax's ID Theft

[GrimJack]

Update, we called today and put a freeze on our dd's credit, we weren't charged a fee to do this with Equifax, I guess cause of the hack? But we did have to pay the $5 fee our state charges for the other two.

And I tried all weekend on my work computer and home computer and I couldn't get a credit report from annualcreditreport.com for either girls online. I ended up calling from home and ordering them. Not sure if anyone else has tried to pull reports on line and been unsuccessful?

I think not getting reports online might be a response to the hack and is probably a good thing for now.

[GrimJack]

Of course, if someone has *all* your vitals, what's to stop a Bad Guy from impersonating you to unfreeze your credit?

It takes about 10 days and written communications to un-freeze which includes written contact in both directions.

[Thrif-t]

It takes about 10 days and written communications to un-freeze which includes written contact in both directions.

How long does it take for a security freeze to be lifted?
Credit bureaus can usually comply with an online or telephone request to lift a security freeze within 15 minutes. Credit bureaus have up to three business days to comply with a written request to lift a security freeze after they receive the request by mail.
Lifting a Security Freeze - ncdoj

https://www.ncdoj.gov/getdoc/c0602cd1-7517-4f7b-bb53.../Lifting-a-Security-Freeze.aspx

[GrimJack]

How long does it take for a security freeze to be lifted?
Credit bureaus can usually comply with an online or telephone request to lift a security freeze within 15 minutes. Credit bureaus have up to three business days to comply with a written request to lift a security freeze after they receive the request by mail.

I replied with old information; the PIN system is a 'fair' replacement for the mail process. I had to finagle the URL some - here is where I found it:

http://www.ncdoj.gov/getdoc/b5a3bae3-7506-4d9b-9a58-e86a0aefaadc/more.aspx