Judgment Free - Ask Anything Financial Thread

[msomnipotent]

If you know someone that works in an HR dept, they might be able to pull the credit report. My sister does it. And then when he finds out and contacts the company, they can just say someone must have given them the wrong SS# on an application or that they have no idea what he is talking about.

Usually in this type of problem, if there is hidden money, it is usually with a trusted friend or family member, or even sometimes hidden around the house. I know someone that found her soon-to-be-ex's stash in some of his shoes in the closet. My aunt found some in their garage.

[disneysteve]

If you know someone that works in an HR dept, they might be able to pull the credit report.

That's unethical at best, illegal at worst. I'm not exactly sure but it seems to me that pulling someone's report without their permission ought to be against the law.

Technically, it's probably illegal when I pull my wife's report but I'm pretty sure she isn't going to press charges.

[msomnipotent]

That's unethical at best, illegal at worst. I'm not exactly sure but it seems to me that pulling someone's report without their permission ought to be against the law.

Technically, it's probably illegal when I pull my wife's report but I'm pretty sure she isn't going to press charges.

In my opinion, it is not unethical. Hiding money or other accounts is unethical to me and I would pull his report in a heartbeat. I wouldn't even care if he knew. I have no idea if it is legal or not and like all internet advice, DYODD.

[disneysteve]

In my opinion, it is not unethical.

We'll have to agree to disagree on that one.

I can easily go in and look up medical records for pretty much anyone in this area. If I do it for one of my patients in the course of treating them, that's perfectly fine. If I do it for someone for whom I don't have a valid medical reason (and their consent), that's a violation of the law. I suspect the same is true for accessing credit reports.

[msomnipotent]

We'll have to agree to disagree on that one.

I can easily go in and look up medical records for pretty much anyone in this area. If I do it for one of my patients in the course of treating them, that's perfectly fine. If I do it for someone for whom I don't have a valid medical reason (and their consent), that's a violation of the law. I suspect the same is true for accessing credit reports.

If you really think it is unethical, you probably shouldn't pull your wife's credit report. I feel it is ethical because I would have purpose. I would be protecting my assets as a spouse if he had hidden money somewhere. It is still martial property, even if my name isn't on the account (or it is hidden in a coffee can). To me, that is a valid reason to do it, whether it is legal or not. Your example isn't ethical (or legal) unless you had a reason to do it. Snooping around someone's medical files just to see how a man broke his penis will get you fired. *

*That example was given because I actually worked with someone that did that.

[disneysteve]

If you really think it is unethical, you probably shouldn't pull your wife's credit report. I feel it is ethical because I would have purpose. I would be protecting my assets as a spouse if he had hidden money somewhere. It is still martial property, even if my name isn't on the account (or it is hidden in a coffee can). To me, that is a valid reason to do it, whether it is legal or not. Your example isn't ethical (or legal) unless you had a reason to do it. Snooping around someone's medical files just to see how a man broke his penis will get you fired. *

*That example was given because I actually worked with someone that did that.

Sorry. I may have misunderstood you. I was saying it was unethical/illegal to get a 3rd party involved: "If you know someone that works in an HR dept, they might be able to pull the credit report." That's the part I was commenting on. For that HR person to use their job to pull a credit report that they have no valid reason to be looking at isn't okay. That would be no different than someone coming to me and asking me to look at their boyfriend's medical records.

[snafu]

LAL, Interesting question, hadn't a clue so jumped to You Tube and seeing lots of detailed suggestions like https://www.youtube.com/watch?v=iwtHd0E0no0
I didn't listen to the whole presentation but a list could easily be created for follow-up. I'm sure her lawyer could likewise offer a list of suggestions to help uncover 'Hidden Assets.' I'd try my best to cut the emotional aspects short term and treat it as a business problem. Where does the money go? DH would have filed 2016 income tax...where are the supporting documents?

[disneysteve]

DH would have filed 2016 income tax...where are the supporting documents?

Ooh, good point. If there was interest to report, that would show up. She should take a look at the tax return. She had to have seen it when she signed it (unless they don't file jointly I suppose).