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Question about online savings accounts

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  • #16
    Originally posted by saver17 View Post
    It's a day trip. I know we will eat dinner and get on the tour bus in addition to the bus ticket to get to nyc and some cab fare. Then maybe some shopping

    So it's hard to say
    So you can easily figure out the cost of the bus ticket, the tour bus, and get a general idea of cab fare (though I'd encourage you to do the subway or Uber instead). That way you know in advance how much you need to have. Dinner is variable but controllable based on where and what you eat. And shopping is totally controllable from as little as $0 to an unlimited amount. The last 2 items - dinner and shopping - are where the advance planning really needs to happen. How much can you comfortably afford to spend on those things? Don't decide that while you're standing in Macy's at Herald Square or on 5th Avenue. Decide before you leave the house.
    Steve

    * Despite the high cost of living, it remains very popular.
    * Why should I pay for my daughter's education when she already knows everything?
    * There are no shortcuts to anywhere worth going.

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    • #17
      Originally posted by disneysteve View Post
      So you can easily figure out the cost of the bus ticket, the tour bus, and get a general idea of cab fare (though I'd encourage you to do the subway or Uber instead). That way you know in advance how much you need to have. Dinner is variable but controllable based on where and what you eat. And shopping is totally controllable from as little as $0 to an unlimited amount. The last 2 items - dinner and shopping - are where the advance planning really needs to happen. How much can you comfortably afford to spend on those things? Don't decide that while you're standing in Macy's at Herald Square or on 5th Avenue. Decide before you leave the house.

      I want to take $200 in cash and $100 in credit just in case I need to

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      • #18
        You plan to fail if you fail to plan.
        Everything happens for a reason. Sometimes that reason is you're stupid and make bad choices.

        Current Occupation: Spending every dollar before I die

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        • #19
          Originally posted by GoodSteward View Post
          You plan to fail if you fail to plan.
          I like to have a little cushion money. So I may come back with half of that but it's just good to have especially when you are in the big apple

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          • #20
            Originally posted by saver17 View Post
            Hello every just joined the site and very passionate about saving money. I wanted to know what online savings account do you think are the best? Just signed up for the online account called Discover Online savings.


            Thanks
            It's good that you signed up for an online account. I was researching on it. How is Discover Online savings? Is it good? I wanna try one. Any other suggestions?

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            • #21
              Treasury Inflation-Protected Securities (TIPS) https://www.treasurydirect.gov/indiv...ips_glance.htm

              You cannot lose money due to inflation. Sold in multiples of $100. Can be redeemed at any time.

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              • #22
                Originally posted by krystal098 View Post
                It's good that you signed up for an online account. I was researching on it. How is Discover Online savings? Is it good? I wanna try one. Any other suggestions?
                Discover is good .95 interest. Some say Ally is better

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