Tweet
Anyone tell me a good company to check for house and auto insurance. Michigan is probably the highest with no fault. We have two cars with full coverage
-
-
I hope you understand that all insurance agencies work with a couple of big re-insurers, 'names' really just factor in differences in their expenses and commission.
There are so many personal factors involved in working out 'best' coverage in vehicle and home insurance, I suggest you seek an insurance broker who sends your requirements out to 'bid.' You need to decide how much you can afford as 'deductible' in each policy. You need to know the KBB value for your vehicles and rebuild/replacement costs of home factors. Understand the inurers only re-imburse for their valuation of your home less deductible and land and vehicle less deductible no matter what you owe or believe the items are worth. In fact it will be your responsibility to prove the items owned and valuation in catastrophic circumstances.
It's hugely important to keep an up-to-date inventory and photos of special objects off site ad safe. Ask your broker to explain the process if the second party has no vehicle insurance for example.
Comment