What apps do you use to manage your money?

[white87]

Hi guys, what apps are you using to keep track of your expense and income? I used to use one but keep forget updating it

[DaveInPgh]

I use Mint.com

I can't say I am happy with it, but it might be more of an issue with the financial institutions I do business with.

At least multiple times a month I get an error message from Mint telling me there is an issue with one of my accounts. Sometimes it is a simple fix, but other times the issue drags on for a week or more. I eventually deleted my 401k accounts from Mint because I was tire of fixing the issues.

[bigdaddybus]

I have been using budget spreadsheets I learned taking a Dave Ramsey class years ago.

I also put 90% or more of my spending on one credit card so expenses are easy to track on the CC website. ( I use the card just for the rewards)

[rutgers07]

I really like EveryDollar which was developed by Dave Ramsey's team. Even better since they just launched an Android app. It's also web based.

[disneysteve]

The only app I use for anything financial (other than my bank's app) is called Money Monitor. It is for tracking income and expenses. I use it to track my survey income. I like how it lets me break it down by company, see totals for the month and year, and get a nice year-end report which I need for taxes.

[QuarterMillionMan]

I downloaded Financial Capital about 1 year ago but haven't used it. After about 1 month from downloading it and every month thereafter, someone pesters and calls me from Financial Capital inquiring if I need financial advice. It's bothersome and I won't use it due to that fact that they keep calling. I think they charge 1% should you use their financial advisors. 'mI looking into Mint but really don't need it.

[TheCudder]

I'm using Mint myself --- I'm a big fan of it.

[parasush]

What apps do you use to manage your money?

Hey guys, I used Expense Daily Free app. its pretty good and really easy to use. show the monthly reports and graphs and you can customize your reports based on your own needs

[clatoden99]

One of the most used app for managing my personal finance is "Mint" by Mint: Money, Bill Pay, Credit Score & Investing. It connects all your bank accounts, credit cards , investment and loan accounts. Any income and expenditure can be tracked across accounts. The site also gives a dashboard and summary of your expenses and income over time and has been very helpful for me to manage my finances.

[GoodSteward]

I have used paper, spreadsheets, mint.com, and several other options. The only one I have enjoyed using is YNAB. They have a monthly/yearly version they just released to replace the older one-time purchase option. However, I recommend the older one. It has a great app to go with it and uses dropbox to sync across devices. The main software is for PC. Their new version is web/cloud based but is missing some features from the previous version. I use this for all my income and expenses.

I do not like using Mint.com, or any method made to automatically pull transactions from the bank. It often wouldn't work well with my checks, or manually entered transactions. What's the point of trying to keep a proper balance if it shows the wrong information randomly? The problem I faced was when I entered a check or transaction manually to have a real available balance it wouldn't always match up when I pulled transactions from the bank, so it duplicated them. I wouldn't know it had done this unless I saw a major problem or showed in the red. I spent a lot of time sifting through trying to figure out what's going on. I'm sure others enjoy it, but I never did. I just can't trust that anymore.

I also don't think it is good to put this kind of stuff on auto-pilot, IMO. You become disconnected easily, and it ends up being the same as someone who just reads their online bank balance to see how much money they have to spend instead of keeping a ledger.

[GoodSteward]

I wasn't aware mint.com now included so much stuff. I am looking into using that to handle other items like credit, investments, etc. I just don't have any desire to use it as my budgeting tool.

[GoodSteward]

I had trouble linking some accounts with mint. It kept pulling the older credit cards that were closed out. So I tried Personal Capital, and so far it works flawlessly. I think it is less convoluted as well. I'm sticking with YNAB for budgeting because it is the best I've found, but for everything else I'll use Personal capital for a snapshot.

[james.hendrickson]

Anybody use Personal Capital?