Anyone know of any free budgeting classes?

[Eagle]

I know this sounds weird. But my brother just got a new job, (He was out of work for a year) I was talking to him about it, and I know he doesn't know note one about budgeting, and he's going to have to learn!

Anyone know of any classes/courses online to help? It hasn't started out well, my brother's car just blew the head gasket so that's going to mess things up for a while.

I have taken Dave Ramsey's Financial Peace University a few times and have learned a lot. The class is about $100 but totally worth it.

You can find a lot of what Dave Ramsey teaches online for free for example here's the PDFs for a budget: https://www.daveramsey.com/budgeting/how-to-budget/

The Quick Start Budget and Monthly Cash Flow Plan have really helped us.

How to Budget Using Simple, Zero-Based Budgeting

Don’t expect your budget to run smoothly the first month or two. It usually takes a few months to get a good feel on where all your money is going. Give it a little time, and be patient!


1. Write down your total income.

This is your total take-home (after tax) pay for both you and, if you’re married, your spouse. Don’t forget to include everything—full-time jobs, second jobs, freelance pay, Social Security checks, royalties from your chihuahua’s acting gig, and any other ongoing source of income."

2. List all your expenses.

Think about your regular bills (mortgage, electricity, etc.) and your irregular bills (quarterly payments like insurance or HOA) that are due for the upcoming month. After that, total your other costs, like food, gas, food, entertainment, food, and anything else that comes to mind (like food). Every dollar you spend should be accounted for."

3. Subtract expenses from income to equal zero.

This is called a zero-based budget, meaning your income minus your expenses should equal zero. If you’re over or under, check your math or simply return to the previous step and try again."

[jamesfrance]

About Courses

Let’s jump right in. When you need to change your life and get control of your finances, you need to start right away. Your first step is to stop incurring new debt. If you’re ever going to get out of the hole, you have to stop digging right now. From now on, you should strive to live on a cash basis; get used to paying cash for things whenever you can.

As we proceed, remember that budgeting is an ongoing process; you may stumble at first. Just take it one day at a time and stick with it. Keep adjusting your budget until you come up with something you can live with. We’ve helped countless thousands of people just like you to work their way out of debt. We know you can do it too.

[clatoden99]

Money Crashers

This website aims to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more. They have eleven principles that will help guide people in making financial decisions. Money Crashers provides sensible advice to people of all ages and stages of life. It covers all aspects of personal finance, including investing, credit and debt, careers, family and home, and even small business. Their mission is to develop a community of people who try to make financially sound decisions.