Auto Loan vs EF - when to ROTH IRA?

[John213]

$5,250 Take Home
$4,250 Expenses ($400 auto loan included)

25 yo. 1 year goal is to have $15,000 emergency fund.
currently have $7,500.

DEBT
Auto - $4,000 @ 4% APR (2.5 years left) Paying extra a month to pay it off asap
Bought it 2.5 years ago for $25k. Current value $17,500

With current monthly, I can finish the loan in 10 months from now.

OPTIONS
1. Just pay the auto loan at it current phase (10 months) while adding money in emergency fund.
2. Be agressive and pay off the auto loan asap. Just focusing on it.

I would also like to start a ROTH IRA. Should I do it now or after auto loan and/or emergency fund?

How would you attack it?

[feh]

$5,250 Take Home
$4,250 Expenses ($400 auto loan included)

25 yo. 1 year goal is to have $15,000 emergency fund.
currently have $7,500.

DEBT
Auto - $4,000 @ 4% APR (2.5 years left) Paying extra a month to pay it off asap
Bought it 2.5 years ago for $25k. Current value $17,500

With current monthly, I can finish the loan in 10 months from now.

OPTIONS
1. Just pay the auto loan at it current phase (10 months) while adding money in emergency fund.
2. Be agressive and pay off the auto loan asap. Just focusing on it.

I would also like to start a ROTH IRA. Should I do it now or after auto loan and/or emergency fund?

How would you attack it?

Personally, I'd order them like so:

1. emergency fund
2. Roth
3. early payment on vehicle

You have until 4/15/2016 to fund your Roth for 2015. After that, the opportunity is gone.