Annuities insights

[QuarterMillionMan]

Can someone provide insights on annuities in an easy to understand concept. There are deferred variable annuities, fixed deferred annuities, or guaranteed lifetime withdrawl benefits, etc. Can I open an annuity online (like a stock brokerage account such as Scottrade, Fidelity, Schwab, etc.) or do I need to sit down with an agent. Doing it online would be my preference to avoid any pressure. I have $20,000 to invest, is this enough, not enough, ludicrous, etc.

[feh]

http://lmgtfy.com/?q=annuities+faq

https://personal.vanguard.com/us/help/FAQAnnuitiesContent.jsp

https://www.usaa.com/inet/pages/faq_Life_Annuities_LhFaqMain_?akredirect=true

https://www.fidelity.com/annuities/faq

[GrimJack]

http://lmgtfy.com/?q=annuities+faq

https://personal.vanguard.com/us/help/FAQAnnuitiesContent.jsp

https://www.usaa.com/inet/pages/faq_Life_Annuities_LhFaqMain_?akredirect=true

https://www.fidelity.com/annuities/faq

Thanks for the laugh. I was just blindly opening those links in tabs - I haven't used lmgtfy in a while, it is now back on my list of toys.