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Alot of times I think.....why do I save so much....couldn't I buy more XYZ, or travel to ABC. Then a week like this one hits me!
My diesel truck has been in the shop for a few days and it looks like the cost will be roughly $3000-4000 to fix.
With that, my wife and I have been carpooling to work in her van. Yesterday at lunch, a big SUV pulls out into oncoming traffic and hits us. They were at fault and ticketed. We are fine, the van was hit in left front and I am guessing $5-8K in damage. The van is worth approximately 14K so we are hoping its not totalled.
Guess my point is, I am thankful that I am in a financial position were this is just an inconvience. When my wife and I were younger, made alot less money, and were less responsible with our money, something like this would have been a financial train wreck for us.
My diesel truck has been in the shop for a few days and it looks like the cost will be roughly $3000-4000 to fix.
With that, my wife and I have been carpooling to work in her van. Yesterday at lunch, a big SUV pulls out into oncoming traffic and hits us. They were at fault and ticketed. We are fine, the van was hit in left front and I am guessing $5-8K in damage. The van is worth approximately 14K so we are hoping its not totalled.
Guess my point is, I am thankful that I am in a financial position were this is just an inconvience. When my wife and I were younger, made alot less money, and were less responsible with our money, something like this would have been a financial train wreck for us.
We are definitely on the lower end of the "income" spectrum, but through years of savings i've been able to hit the $10K mark. Took a long time, but it's great to have "just in case". I also have a "mini EF" of a couple thousand for smaller incidentals, which has been a lifesaver over the last year!
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