I went to the doctor with a lump inside my belly button and was told it is probably a very slight hernia (common in babies). I can feel it bulge when I cough, but it isn't sticking out or anything, just can't poke my finger as far into my belly button as I used to. The doc said it is elective to get it fixed and didn't look in danger of strangulation. Sorry if this is TMI, but I panic about cancer whenever I have some sort of pain.
To tie this in with finance, I am considering waiting until 2014 to get an ultrasound and then some sort of surgery. New to us this year is an HSA, and every visit up to $5,000 comes out of our pocket or the HSA (company contributes $2000 to it). So far this year we have only had $250 total of hospital bills and I have paid those with cash. I want to let the HSA grow tax free as it is invested in a brokerage account. I treat it like a Roth IRA.
What do you think? Am I being penny wise and pound foolish? I am not in pain really, but it has me thinking a lot when I lift something (will this be the time that my guts come spewing out
?) Again, sorry for the TMI.
I wonder how much an ultrasound costs out of pocket...
To tie this in with finance, I am considering waiting until 2014 to get an ultrasound and then some sort of surgery. New to us this year is an HSA, and every visit up to $5,000 comes out of our pocket or the HSA (company contributes $2000 to it). So far this year we have only had $250 total of hospital bills and I have paid those with cash. I want to let the HSA grow tax free as it is invested in a brokerage account. I treat it like a Roth IRA.
What do you think? Am I being penny wise and pound foolish? I am not in pain really, but it has me thinking a lot when I lift something (will this be the time that my guts come spewing out

I wonder how much an ultrasound costs out of pocket...
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