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Posts like these make me feel really old. No credit cards available when I was in college, nor were student loans (at least I didn't know of any). Either your parents paid for school or you did or a combination. I worked my way through doing lots of campus jobs. I think they call them work-study programs now. I had at least 3 official campus jobs - library aid, cleaning bathrooms, working in the kitchen, also ran those big old Xerox machines and was the only student 'key operator' during off times I got called to help professors print out their tests and things, then typed papers on the side and did baby sitting as well. I was also a full time student and did required volunteer work. I was at a Christian college and we were all required to do 'Christian service', I ended up doing two of them so taught Sunday School or junior church and helped give programs on Sunday evenings at a nursing home. I kept myself humping to get that college bill paid off and to buy my own necessities. It was stressful and I only ended up with a B average, but those 4 years in college were the best of my life. I think partly since I had so many kinds of jobs, I met lots of people and had a lot of good experiences. Parents who don't want their kids working during college are letting them lose out on some beneficial times to be had at college since everything isn't about academics.
I just gave a lot of ideas for ways to either make money or be involved on campus to fill out your college experience. Get a job now and maybe two. Learn to save and budget your money, avoid loans like the plague. As you read posts here you will see many still suffering under the weight of student loans long after school is just a distant memory. See what is available for on campus work if you don't have transportation. Learn to save a good 15% of all your pay, and put some away for charity and learn to spend the rest in the best way possible. As a student that means on your classes, on used books instead of new, stay away from the drugs and drinking that campuses seem to be overwhelmed with. Have that goal in your mind to get that diploma in 4 years with not a penny in debt and money in your savings account (even if only $25 it is better than some kids). Even thinking to graduation there are expenses that will hit quick and one area that I had real trouble in. I got home from college graduation with $60 in my pocket. I didn't have a driver's license and no car, and a mother who didn't expect to provide endless room and board, so I had to find a job pronto without benefit of decent interview clothes, no way to get to interviews, and no money for an apartment. So that is something I would have worked more to figure out ahead of time, but it didn't hit me until I got home, but know you have time to think about it. Where will you go and how will you get there when you graduate.
I just gave a lot of ideas for ways to either make money or be involved on campus to fill out your college experience. Get a job now and maybe two. Learn to save and budget your money, avoid loans like the plague. As you read posts here you will see many still suffering under the weight of student loans long after school is just a distant memory. See what is available for on campus work if you don't have transportation. Learn to save a good 15% of all your pay, and put some away for charity and learn to spend the rest in the best way possible. As a student that means on your classes, on used books instead of new, stay away from the drugs and drinking that campuses seem to be overwhelmed with. Have that goal in your mind to get that diploma in 4 years with not a penny in debt and money in your savings account (even if only $25 it is better than some kids). Even thinking to graduation there are expenses that will hit quick and one area that I had real trouble in. I got home from college graduation with $60 in my pocket. I didn't have a driver's license and no car, and a mother who didn't expect to provide endless room and board, so I had to find a job pronto without benefit of decent interview clothes, no way to get to interviews, and no money for an apartment. So that is something I would have worked more to figure out ahead of time, but it didn't hit me until I got home, but know you have time to think about it. Where will you go and how will you get there when you graduate.
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