Who carries no cash?

[MoneyTips4U]

I tend to carry only cash and a credit card (for emergencies of course - I do not like having a large amount of credit on my card either).

I feel, that at least for me, using cash is the most tangible way of paying for things. If you set yourself a budget for $200 that week, and you have $200 cash, you can actually "see" and "feel" the cash when you spend it, versus using a plastic card.

[MonkeyMama]

I don't carry cash - put everything on credit card.

Are you saying that your office does not accept debit/credit payments or that these people coming in with absolutely no form of payment?

In this day and age the *only* businesses I have come across that do not accept a credit card payment are usually small businesses (generally dining establishments). & we don't eat out that much, so I have no need for cash. (To be fair, I keep a $20 on me in case of emergency - it just seems more moot and pointless with every passing year).

[NetSkyBlue]

I don't carry cash. I do carry a debit card and a credit card, so it would be a rare bad day indeed if both accounts had been hacked & shut down, or my cards stolen. I've never been unable to pay for anything.

I suppose if I was going somewhere I knew I'd NEED cash and only cash, I'd just stop at the ATM first.

[disneysteve]

I'm curious how many of you, if any, routinely walk around with absolutely no cash on hand. We constantly have a problem at my office with patients coming in for office visits and saying they have no cash with them to pay their co-pay. They want us to bill them, which we don't want to do of course because if we don't get the money right then and there, the likelihood of ever getting it drops significantly. Plus there is a cost involved in billing them.

Besides, they know perfectly well that they have a co-pay when they see the doctor. I'm quite sure that they don't pull up at the gas station, fill their tank, and expect to be billed. I'm also sure that they don't get to the register at the supermarket and ask to be billed for their groceries or eat a meal at a restaurant and ask to be billed. Yet they expect us to provide medical care without payment.

So who out there doesn't carry cash, particularly when you are going somewhere where you know there is a payment required?