Really could use some advice.

[Sarahpancake]

Okay, so to make this short and sweet I need some advice on saving money and maybe away to make a little on the side. My boyfriend and I live together we have a house and I work full time making 8.50 An hour and he is unemployed he was laid off from one of the biggest companies in Cincinnati. He is getting unemployment but of course it is no where near what he was making before. He is looking for employment he has a degree and is a smart guy so it's just a waiting game but in the mean time bills do unfortunately still stack up and that's where we are at right now. I took him about month and a half for his unemployment to get approved because of some confusion so are bills are behind and I don't make enough on that 8.50 an hour to keep them caught up. If anyone has ever been in this situation and has some advice or tips that would be awesome!!

[bjl584]

Can you post some numbers? What sort of debts and assets do you have?

Can you pick up extra work? $8.50 isn't a lot. Especially if you are a homeowner. Was your BF the primary income earner before getting laid off? What are his job prospects like? What field is he in?

[Sarahpancake]

Responce

He was the main bread maker before he was laid off.. I have been picking up extra shifts and I am currently in cosmetology school. (I do hair on the side for friends and family members for a little bit of extra cash, but it is not much and with working and going to school everyday it's hard to find time to do it often.) I am about half way done I will graduate in november. My boyfriend has a few job leads, his past few jobs have been in sales he wants to kind if stray away from that if he can but that seems to be the only thing he has been able to find. we have been watching our spending but it just seems that we can never get a head. I would love for him to find a part time job doing something while he is looking for a more career oriented job but i think that he would be ashamed to be going from working for proctor and gamble to flipping burgers. We don't have outragous bills, our house payment is 790 a month and jeep payment is 485 a month, insuance is about 80 a month, and cell phones is 150 (we do not have a landline) we do have cable that i am more than likely going to cancel, I'm thinking that we wil have to keep the internet though. Electric, water, trash bills are usually reasonable but we are a month behind on them and won't be able to pay them off all at once.

[bjl584]

I would love for him to find a part time job doing something while he is looking for a more career oriented job but i think that he would be ashamed to be going from working for proctor and gamble to flipping burgers.

I'd rather be ashamed of where I work than to be evicted from my house. It's time to swallow some pride and go get a job. Any job will do for now. It isn't permanent. It's just to hold you two over until he secures better employment. One thing to consider is his unemployment. As unfortunate as it is, he may make more money on unemployment than he would by working a menial job. Definitely look into that before accepting a position.

[Sarahpancake]

That is another reason why working a part time job would probably not be work it, he would be making more on unemployment. It's about 360 a week. I was considering getting another job I work 5 days a week at my current job and go to school mon-thurs 5 to 9 and saturday 8-5. Maybe working third shift (sometimes pays more) or during the days that i have off, but then sometimes i feel like that would be unfair to me.

[bjl584]

Can he pick up odd jobs around town that would pay cash and be under the table? Shoveling snow, yard work, painting, running errands, etc.?

Do you have anything around the house that you can sell to raise capital?

Can you post a detailed budget? There are surely some places were cuts can be made.

[reedda]

That is another reason why working a part time job would probably not be work it, he would be making more on unemployment. It's about 360 a week.

I have to say, I wouldn't take a job for less than that. I think it would be counter-productive to take a lesser paying job and have to give up the time spent on finding something better.

Check Craigslist for your area though, he might be able to find some odd jobs for cash, helping people around the house or something. Even mowing lawns or something like that. There's another website too, can't think of the name right now unfortunately, that regular people post for help with odd jobs, errands, rides, etc.

[Harlem]

I understand your problem because I have just overcome this sort of crisis. I just wanna say please go for work. Work is work, I respect all kind of works. The people who may laugh at your husband's part time job he thinks, that people will not help you in your crisis. So first get your husband a job of any kind. While doing this job, he may search for another good one. You may also search for some online job. Best of luck friend. Go ahead.